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DISABILITY COVERAGE CAN PROTECT YOUR INCOME
As retirement looms, what is your most valuable asset? Is it your home? Your business? Your retirement nest egg? The answer, for most working Americans, is none of the above. Any home, business or investments you own are, of course, critical assets. But your most...
read morePREMIUM FINANCING FOR INSURANCE POLICIES
CAN ENHANCE INVESTORS’ CONTROL OF ASSETS When most people buy a home, they take out a mortgage. By borrowing 70%, 80% or more of the home’s value, buyers can get more house than they could with just their available assets. What if you could protect your assets and...
read moreLUMP SUM OR ANNUITY IN RETIREMENT?
A growing number of employers are offering workers the option of annuitizing some or all of their workplace retirement savings, as opposed to taking it in one lump sum. While the lump sum option has its advantages, we believe many investors would be better served by...
read moreUSING INSURANCE TO FUND A BUY/SELL AGREEMENT
A recent study from Nationwide shows three in five small businesses do not have a business succession plan in place, meaning they are sorely unprepared in the event something happens to one of the owners. The fact that the personal wealth of many small business owners...
read moreDON’T LET COMMON MISCONCEPTIONS AFFECT YOUR LIFE INSURANCE COVERAGE
When it comes to life insurance, many people have coverage-related questions. Indeed, it can be very tricky because every individual's and family's life insurance needs are different. In our experience, investor confusion often leads to coverage gaps, meaning many...
read moreNEED GUARANTEED LIFETIME INCOME? DON’T OVERLOOK ANNUITIES
Many retirees today are concerned about whether or not they have enough money to last their lifetime—and potentially beyond. The prolonged low interest rate environment has made this an even more acute concern for many investors. This is where annuities that provide...
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